Here are some of the most common questions I’m asked before buying a home in Ottawa – Kanata – Barrhaven Ottawa
QUESTIONS;
1- What are the first steps to buy a home in Ottawa?
answer:
Get a pre-approved mortgage by a bank in Ottawa or by a Mortgage broker.
– Get your credit in order.
– Stay at the same job for more than 6 months before doing your pre-approval.
– You will need the 2 last years of income tax returns to show your incomes.
2- How does the banks in Ottawa calculate income for a pre-approval mortgage?
answer:
– You will need good credit, make sure you have no outstanding creditors, pay them off first.
– You will need 2 years of income tax returns and bank statements.
– You will also need to sign an approval for the Banks in Ottawa to check your credit score.
– If that’s all in order, you have completed your first step.
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Helping you to home ownership in Ottawa. Why our homeowners guides?
Our guidelines are updated regularly due to new laws, new mortgage rules, new changes in the Ottawa real estate rules. Lots of new steps that you may miss or overlook.
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